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You earn R40 000 per month. You decide to invest R5 000 into a retirement annuity. SARS will not tax you on the R40 000. Instead, you only pay tax on R35 000. The contribution you made to the retirement annuity reduces your taxable income wisho casino. And you pay less tax.

Why? Contributions to retirement annuities are tax deductible. That means that the amount of money you contribute to your retirement annuity reduces your taxable income. As a result, you pay less tax.

If you are employed and receive a travel allowance from your employer, you are able reduce your taxable income by claiming a tax deduction for the fuel you bought and maintenance costs. This quick “Travel tax deduction calculator” calculator shows you how much you can claim.

Retirement annuity contributions are tax deductible in South Africa. That means, you pay less tax when you invest in a retirement annuity. However, are they really worth it for everyone? If you earn R7 500 per month, do you even qualify for any tax deductions? What about if you earn R40 000 per month? What about R100 000?

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Statistik Cookies erfassen Informationen anonym. Diese Informationen helfen uns zu verstehen, wie unsere Besucher unsere Website nutzen.Werden die Statistik Cookies nachträglich abgewählt, bleiben diese bis zum Ablaufdatum auf dem Rechner. Sie werden jedoch weder aktualisiert, noch ausgewertet.

Every casino bonus is linked to certain wagering requirements, which sometimes differ greatly between the providers. In the following chart, you can see a rough excerpt from these terms.A breach of the bonus terms may result in the loss of winnings. Therefore, we highly recommend to players who want to play with a bonus to inform themselves at the respective online casino regarding the terms and conditions and in case of doubt to refuse the bonus.

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A lingering theme in our english language episodes has been the puzzlement of host Settembrini over the B/X and OSE crazes, given his fondness for AD&D 1st Edition. The time of reckoning has arrived, OSE-Module-Writer, B/X afficcionado and RC-DM Prince of Nothing steps up to defend the Basic family. We go through minute and sweeping differences, alleged beginner friendliness, the myth of the complicated wargame, mischaracterizations of 1e and theories of why Basic D&D remains the go-to strain in the wider OSR.

It’s really nonsense that Mentzer’s *Immortal Rules* require you to give up everything to become a god and start over at level 1. That’s just empty posing and has nothing to do with playable or even tested rules.

Heist adventures. Excellent ideas already mentioned in the podcast: read Kidnap the Archpriest; random generation tool for folk encountered. For the latter I would include a loyalty stat. Kidnap the Archpriest might be improved by a more graduated alarm response; see the Notoriety system in WGR6 The City of Skulls. Also some more thought about obstacles against resources, e.g. locked stout wooden doors against passwall, knock, wood warp. Other adventures worth looking at: A Little Bit of Thievery; Statues.

One niggle: Settembrini misrepresents how OSE handles action declaration in combat. One page 130 of the OSE rules tome, it says spells and movement in melee (i.e. retreats) should be declared. In Moldvay, on B24 (also X24), it says under Defensive Movement „A character who wants to use one of these forms must say so before the initiative roll for the round.“ On X11, under CASTING RESTRICTIONS, it says „The caster must inform the DM that a spell is being cast and which spell will be cast before the initiative dice are rolled.“ In other words, OSE does not add things that aren’t in Moldvay & Cook. In fact, I am pretty sure Norman’s intent was to offer a retroclone that is as close to the original text as possible. I have my own issues with the OSE phenomenon – mainly how it commodifies a hobby that I like most of all as a refuge from consumerist capitalism – but I think this particular jab was ill-informed.